I’ve always loved taking on several business ventures at a time. I like variety. It keeps things interesting. It keeps me from getting bored.

Valerie Clay helps you to learn how to start your own business, get out of debt, or manage your finances!
I’ve always loved taking on several business ventures at a time. I like variety. It keeps things interesting. It keeps me from getting bored.
It is tough to walk away from all you’ve ever known. Change is hard.
Have you ever been scrolling through social media and come across someone who is currently on vacation? You know them personally enough to know they just lost a loved one, and they are in debt up to their eye balls. Yet, here they are smiling, spending money, and having a great time. I mean, who do they think are, leaving at a time like this?
To this day, smoking is the leading preventable cause of death and disease. At a whopping 480,000 deaths per year, and over 16 million smoking-related diseases, it has become man's most welcomed- enemy.
Did you know you can increase your income without ever getting a pay raise or changing jobs? Did you also know that the first step to financial freedom is making wise choices with what you already have?
BREAKING FREE from debt is a step by step process. It begins with knowing where your money is going each month. Keeping track of your spending is easy if you get yourself organized.
DON'T GO SHOPPING!!! I'm not kidding, don't do it for entertainment, or to have something to do. Do it ONLY when necessary.
BREAK FREE from debt by breaking free from the deep-seated desire for luxuries you cannot afford! If not used wisely, debt is one of the worst enemies a person faces. It's especially hard on the unity of families and the integrity of individuals who don't have the money to pay them.
Have a business idea but not sure what to do with it? Check out this article to find out how to turn your idea into something tangible...
When we first met, Michael and I both were laden with our exes’ financial faux pas. I hate debt because debt creates poverty in many cases. After making a huge mistake going into debt when I first starting keeping house, I haven't since been materialistic enough to go in debt for a lot of possessions. …