To this day, smoking is the leading preventable cause of death and disease. At a whopping 480,000 deaths per year, and over 16 million smoking-related diseases, it has become man's most welcomed- enemy.
Category: Business & Finance
Valerie Clay helps you to learn how to start your own business, get out of debt, or manage your finances!
Artwork
For those of you who didn't know, I am a creative artist & designer as well as being a writer. I design for multiple projects including websites, printed publications, and E-books. You can visit valerieclaydesigns.com to view my work. I sell artwork also at Etsy. Below are a few things that you will find at …
REAL ESTATE MADNESS
This is a real estate & decorating guide for the home buyer or seller. It is also intended to help those interested in the real estate business figure out if a career in real estate is really what they are expecting it to be. It has helpful hints on how to deal with dishonest agents, and a inside information on how to get out of a contract, how to handle contingencies in a contract, and how to back out of a contract.
Credit Coaching
Did you know you can increase your income without ever getting a pay raise or changing jobs? Did you also know that the first step to financial freedom is making wise choices with what you already have?
Creative Budgeting Ideas
BREAKING FREE from debt is a step by step process. It begins with knowing where your money is going each month. Keeping track of your spending is easy if you get yourself organized.
The Best Way to Save Money
DON'T GO SHOPPING!!! I'm not kidding, don't do it for entertainment, or to have something to do. Do it ONLY when necessary.
Luxuries You cannot Afford
BREAK FREE from debt by breaking free from the deep-seated desire for luxuries you cannot afford! If not used wisely, debt is one of the worst enemies a person faces. It's especially hard on the unity of families and the integrity of individuals who don't have the money to pay them.
Break Free from your Job
Have a business idea but not sure what to do with it? Check out this article to find out how to turn your idea into something tangible...
How We Paid off over $100,000 of Debt
When we first met, Michael and I both were laden with our exes’ financial faux pas. I hate debt because debt creates poverty in many cases. After making a huge mistake going into debt when I first starting keeping house, I haven't since been materialistic enough to go in debt for a lot of possessions. …
The Entrepreneurial Risk
It isn't easy being an entrepreneur no matter how snazzy it may sound. It comes with many potential risks and downfalls but the risks may be worth it depending on what is important to you and what your goals are...
